Connect
Sign up and Stripe walks you through verifying your business. Stripe holds your details, not us.
Subscription payments for independent businesses
The payment gateway that pours back.
Levy & Loom lets you sell subscriptions through a Stripe account we open for you, with the full Stripe dashboard. We take one transparent 1% fee on top of Stripe's own card fee, and 12% of what we keep is poured into the Pour fund. Every number is public, and every merchant can prove their share.
Built on Stripe. Customers pay you directly; the money never sits with us.
How it works
Three steps, no code to start.
Stripe opens an account for you and verifies your business; you keep your own prices and your own customers. Levy & Loom sits alongside, handling the plumbing that usually takes weeks to build. (Connecting an existing Stripe account is not available yet.)
Sell
Send customers to a Stripe checkout for any subscription you offer. Cards, wallets and local payment methods are handled for you.
Get paid
Payments land in your Stripe account on Stripe's normal payout schedule. When a card fails, Stripe retries it and we hand your app a ready-to-send reminder, with a grace period so access is not lost straight away.
The 1%
One fee. Written down, every time.
Levy & Loom charges 1% of each subscription payment, collected by Stripe at the moment of payment. Here is exactly where a £100 payment goes.
| Line | Amount |
|---|---|
| Your customer pays | £100.00 |
| Goes to youbefore Stripe's own card-processing fee, which Stripe charges you directly at its published rates | £99.00 |
| Levy & Loom platform fee (1%) | £1.00 |
| Poured from that fee (12% of what we keep, after a published overhead allowance, currently 0%) | £0.12 |
Refunds and lost chargebacks reverse our fee in proportion: we return that share of the 1% to your Stripe balance, and the public totals and Pour only ever count money that actually stayed paid.
Pour
What we keep, we share. In public.
Pour is the part of Levy & Loom's own revenue that goes back out into the world. In our first year it is 12% of net platform revenue. Rates for later years will be published here before they apply, and can never be lower than 12%. The figures below come straight from the payment ledger, are updated as payments happen, and are cryptographically signed so anyone can check they have not been altered.
Signed quarterly certificates
Every merchant can download a Pour Ledger Proof for any quarter: a printable certificate listing each invoice counted, the full calculation from gross volume to the Pour share, and a digital signature. Hand it to a donor, an accountant or a journalist; they can check against our public key that we issued it and that it has not been changed since. If a payment in a closed quarter is later refunded, a newer certificate for that quarter supersedes the older one.
Where Pour goes
Pour funds are directed by Seeded Health Ltd's community programmes. Recipients and amounts will be published here alongside the ledger as the first payments are made, so the same transparency applies to the money going out as to the money coming in.
For merchants and their developers
Integrate in an afternoon.
Levy & Loom is an API-first platform. Your developer, or an AI coding agent, can connect it with a handful of calls, and we publish a context kit written specifically for coding agents so the integration is fast and hard to get wrong.
- Stripe-hosted onboarding: no identity documents ever touch our servers.
- Signed callbacks when a subscription starts, changes, fails, recovers, refunds or cancels.
- Failed-payment rescue with a grace period and a ready-to-send recovery message.
- Per-merchant API keys that can be rotated instantly if they leak.
- Public, signed statistics and certificates you can embed in your own site.
Verify anything we publish
Our public statistics and certificates are signed with Ed25519. The keys are published at these addresses, and a certificate can be checked by posting its JSON to the verification endpoint.
GET /api/public/stats
GET /api/public/sdk/widget-stats
GET /api/public/sdk/public-key
GET /api/public/pour-proof/public-key
POST /api/public/pour-proof/verifyAll addresses are relative to api.levyandloom.com.
Questions, answered plainly
Everything you'd ask before signing up.
What exactly is Levy & Loom?
A way to sell subscriptions through a Stripe account we open for you, without building the payment plumbing yourself. We handle checkout, failed cards, refunds, cancellations and the messages your app needs to grant or remove access. You keep your prices, your customers and your money.
What does it cost?
1% of each subscription payment, taken automatically at the moment of payment. Stripe charges its own card-processing fee separately, at its published rates, exactly as it would if you used Stripe on your own. There is no monthly fee, no setup fee and no minimum.
Where does the money go?
Straight into your Stripe account, on Stripe's normal payout schedule. Levy & Loom never holds your money. The 1% is collected by Stripe as a separate fee; you never have to send us anything.
Do I need a developer?
Not to sign up. To connect your app you'll need either a developer or an AI coding agent such as Claude Code or Cursor; we publish a playbook written specifically for them, and the connection typically takes an afternoon. Levy & Loom needs an app or website that can receive a message from us when someone pays; a page with no code behind it is not enough on its own.
How long does joining take?
Two minutes for our form, then Stripe verifies your business: identity, bank account and a few questions. Usually ten minutes; occasionally Stripe asks for a document and takes a day.
What is Pour?
The share of our own revenue we give away. In our first year it's 12% of what we keep after a published overhead allowance (currently 0%). Rates for later years will be published before they apply and can never be lower. The running total is on this page, updated as payments happen, and it's cryptographically signed so anyone can check it. Every merchant can download a signed certificate of their own contribution for any quarter.
What happens when a customer's card fails?
Your customer keeps access for a grace period (seven days by default) while Stripe retries the card, and your app receives a ready-to-send message with a link where they can update it. If the payment recovers, your app is told. If the grace period runs out, your app is told that too, and decides what to do.
Can customers change plan or cancel themselves?
Yes. Your app can send them to a Stripe-hosted page where they update their card, switch plan or cancel, and your app is told about whatever they did. No support email needed.
Can I leave?
Any time. Your Stripe account, your customers and your subscriptions are yours and stay in Stripe. Close your Levy & Loom account and nothing you've built disappears.
Is it safe?
Card numbers and identity documents go to Stripe, never to us. Everything we send you is signed so it can't be forged, and everything we publish is signed so it can't be altered. If a customer disputes a payment, the amount and Stripe's dispute fee come out of your Stripe balance, as with any Stripe account; if your balance cannot cover it, Stripe, not Levy & Loom, carries that loss. We return our share of the fee on any lost dispute. The details are on our security page.
Who is behind it?
Seeded Health Ltd, a UK company, through its Seeded Development division. The platform runs on servers in the European Union.
Something the answers above don't cover? hello@levyandloom.com. One mailbox, read by the whole team.